Well, it's back to work tomorrow.
Tonight, by way of experiment, I've done my shopping online to be delivered tomorrow night. I reckon it's cost me about £10 more than my usual Lidl run and freed up my Saturday morning. So it remains to be seen what I do with my Saturday morning and whether it will be worth it in the end.
While I was doing this, I made the basic error of watching Sarah Beeny's 'How to Live Mortgage Free' on Channel 4.
Oh. My. Gosh.
How can you be mortgage free?
Plan A. Well, you could buy a boat, with some money you happen to have, and save lots by not paying the £1.7k per month rent on your little flat in London. And then, as an additional idea, you can get a job in January. How were you paying the rent?! Without any mention of the real costs of living on a boat, you can just celebrate the fact that you have a hole in the floor in which to keep your potatoes.
Plan B. Buy a tin church. The catch here is that it's not possible to *get* a mortgage on a tin church, so you purchase it for the mere pocket change of £90,000 and there you are, mortgage free! Why didn't I think of that?
Plan C. Buy your house the normal way by getting a £200k mortgage (oh. wait.) and then by dint of eating cheap pasta and only playing with water pistols to amuse your kids, pay it off in half the normal time. Of course for this one, you do need to be able to get a mortgage, and not be paying so much in rent that it is impossible to save a downpayment on a pedalo on the local lake, never mind a house.
There was a Plan D but it involved a 26 year old with £70,000 buying a brownfield site and magically getting planning permission for an eco home. I know so many people with good designs for eco homes and land that they own, who have not a hope in hell of getting planning permission that I don't even want to discuss how she did that.
Housing, or the lack of it, is becoming the hot topic in this household. Sarah Beeny helped us not one jot.
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